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We have listed the best reward credit cards available from approved providers. Here you can browse the details of the chosen card and decide wether you are interested in applying for the credit card. A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost. So it's wise to compare terms and fees before you agree to open a credit or charge card account. |
| Pulaski Bank Gold Visa Issuer: Pulaski Bank Don't be left out in the coldwith your current credit cardAnnual Percentage Rate for Purchases and Cash Advances: 7.99% Annual Percentage Rate for Balance Transfers: 0% APR for 6 billing periods from the posting date of the balance transfer check * Grace Period for Repayment of Balances for Purchases: You have 25 days to repay your balance for purchases before a finance charge on purchases will be imposed. If the new balance is not paid in full within 25 days, a finance charge will apply to both the balance remaining (including current billing cycle transactions) and to all transactions during succeeding billing cycles until the new balance is paid in full. Method of Computing the Balance for Purchases: Average daily balance method (including current transactions). The finance charge for a billing cycle is computed by applying the "Monthly Periodic Rate" to the average daily balance of Credit Purchases, which is determined by dividing the sum of the daily balances during the billing cycle by the number of days in the cycle. To get the "Monthly Periodic Rate" applicable to the current billing cycle, the APR in effect is divided by 12. Each daily balance of Credit Purchases is determined by adding to the outstanding unpaid balance of Credit Purchases at the beginning of the billing cycle any new Credit Purchases made on your account, and subtracting any payments as received and credits as posted to your account, but excluding any unpaid Finance Charges. Annual Fees: NONE Minimum Finance Charge: $1.00 Transaction Fee for Purchases: NONE Transaction Fee for Balance Transfers: NONE Transaction Fee for Cash Advances Advances and Other Fees: Cash Advance Fee: None Late Payment Fee: $15 for balance less than $100, $29 for balance of $100 to $1,000, $35 for balance greater than $1,000 Over-the-Credit-Limit Fee: $29.00 Insufficient Check Fee: $29.00 Apply for Pulaski Bank Gold Visa » « Back to Reward Credit Cards Reward credit cards, or loyalty cards, operate in a similar way to charity cards except that the main recipient of any benefits is the credit cardholder. Incentives may include cash bonuses, points, discounts and Air Miles. With this type of credit card it is important that you think logically about the rewards being offered, and work out exactly how much you will need to spend on your credit card in order to reap the benefits.
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